The homebuying and selling process is unfamiliar territory for most individuals. Thankfully, the home loan experts at Waterstone Mortgage are here to help!
Our complimentary concierge service helps guide buyers and sellers through the process while connecting you with industry professionals that will you help you as you go.
We are experts in the real estate industry so you don't have to be. So, sit back, relax, and let our team of mortgage professionals guide you through buying or selling your home.
Normally, the first step in the home purchase process is identifying the method of payment. Is the buyer paying cash or are they getting a mortgage? If mortgage is the answer, it's never to early to start the pre-approval process.
The time has come to search for a home. Do you know a real estate agent that will put your needs first? We work with trained professionals that are experts in the art of negotiation. Not only will they work to get you the lowest price, but they will request the seller to pay your closing costs.
Can you imagine buying a home then finding out the previous owner had a lien against it for unpaid taxes? It could happen, which is why finding the right title or escrow company is so important. These companies will research title to insure that it is clear and they will often handle the monies received and disbursed during the transacti
Can you imagine buying a home then finding out the previous owner had a lien against it for unpaid taxes? It could happen, which is why finding the right title or escrow company is so important. These companies will research title to insure that it is clear and they will often handle the monies received and disbursed during the transaction. More often than not, our neighborhood specialist will have a reputable company in mind, but our concierges are a wealth of knowledge as well.
The home inspection is a must. Can you imagine your first summer in your new home without air conditioning? Wow! It's not just the AC. Home inspectors will go through the home with a fine tooth comb. While they can't predict the future, they can tell if it's normal wear and tear, or ready to go.
Sometimes, building your credit is an important step toward buying a house. We have credit counselors standing by to map out a game plan. They are looking for ways to improve your scores quickly. Normally, they are looking to have you home-ready (credit-wise) within 120 days, but this can take up to six months.
Don't confuse the inspector and the appraiser. The inspector is looking for wear and tear as well as defects. The appraiser is assessing value.
3489 East Baseline Road, Gilbert, Arizona 85234
Geographical restrictions may apply. All loan requests are subject to credit approval as well as specific loan program requirements and guidelines.
Equal Housing Lender. Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDQ: WSBF). © 2021 Waterstone Mortgage Corporation. All rights reserved.